In many countries it is compulsory to purchase online car insurance quotes before driving on public roads. In the United States, penalties for not purchasing online car insurance quotes vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Usually, the minimum required by law is third party online car insurance quotes to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle. Typically, coverage against loss of or damage to the driver's own vehicle is optional - one notable exception to this is in Saskatchewan, where SGI provides collision coverage (less than a $700 deductible, such as a collision damage waiver) as part of its basic online car insurance quotes policy. In South Australia Third Party Personal online car insurance quotes from the State Government online car insurance quotes Corporation (SGIC) is included in the license registration fee. South Africa allocates a percentage of the money from petrol into the Road Accidents Fund, which goes towards compensating third parties in accidents. Most countries relate online car insurance quotes to both the car and the driver, however the degree of each varies greatly.
In the United States, online car insurance quotes is compulsory in most states, though enforcement of the requirement varies from state to state. The state of New Hampshire, for example, does not require motorists to carry liability online car insurance quotes, while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability online car insurance quotes.
A 1994 study by Jeremy Jackson and Roger Blackman showed, consistent with the risk homeostasis theory, that increased accident costs caused large and significant reductions in accident frequencies.
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